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It is to be hoped that this site clarifies many of the questions and myths about prepaying a mortgage. We have shown you several ways to save thousands even tens of thousands of dollars on your mortgage. The advantage of these plans is the simplicity in which you can use it. To achieve these savings we have shown you that you do not need to go through the hassle and expense of refinancing, closing costs, attorney fees, credit reports, appraisals, etc. By simply obtaining an amortization schedule, you keep track of your mortgage and will be able to determine how much money you want to save. You do not need to spend hundreds of dollars on outrageous fees to third parties when you can do it all yourself. One of the many benefits of prepaying is you can start or stop anytime you wish. Because your money matters,it’s up to you how much you want to save!
While we do not recommend emptying your bank account to payoff your mortgage, think of prepaying as another part of your overall financial strategy. The concepts on this site also apply to other types of loans (i.e., credit cards, auto loans).
The plans described on this site have been used successfully by thousands of our readers since 1988.
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